YEARLY HIGH
0.9922 SCR
YEARLY LOW
0.6961 SCR
YEARLY AVERAGE
0.8366 SCR

2022 NAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.9922. Conversely, the yearly low was recorded on November 6, dropping to 0.6961.

This high-to-low spread represents a total annual volatility of 0.2961 SCR. From a start-to-finish perspective, comparing the January average rate of 0.8884 to the December average rate of 0.7754, the exchange rate registered a net change of -12.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.9922 was down 32.21% compared to the 2021 peak of 1.4637, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 4,961 SCR
2021 Average 5,467 SCR
Yearly Trough Low 3,481 SCR
Transaction Impact: A difference of 1,480.26 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.9823
0.7154
JanuMarcMayJulySeptNove

NAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8960, compared to 0.7772 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1188 points.

H1 Avg (Jan–Jun) 0.8960
H2 Avg (Jul–Dec) 0.7772

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.1610 SCR (High: 0.9893 / Low: 0.8283). On the other end, October was the most stable month, with a tight range of 0.0490 SCR (High: 0.7638 / Low: 0.7147).

April Spread (Volatile) ±0.1610
October Spread (Stable) ±0.0490

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1237 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1237

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 0.9601) against the same month in 2021 (average: 1.4132), the exchange rate shifted by -0.4531 (-32.06%).

2022 Avg (March) 0.9601
2021 Avg (March) 1.4132

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9736 0.8379 0.8884
February 0.9626 0.8471 0.8995
March 0.9922 0.9022 0.9601
April 0.9893 0.8283 0.9506
May 0.8860 0.8019 0.8269
June 0.9272 0.7989 0.8504
July 0.8803 0.7715 0.8248
August 0.8318 0.7622 0.7944
September 0.8290 0.7214 0.7652
October 0.7638 0.7147 0.7377
November 0.8012 0.6961 0.7654
December 0.8307 0.7378 0.7754