2014 NAD to SCR Historical Review

YEARLY HIGH

1.3023 SCR

YEARLY LOW

1.0802 SCR

YEARLY AVERAGE

1.1722 SCR

2014 NAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 30, valuing the pair at 1.3023. Conversely, the yearly low was recorded on January 29, dropping to 1.0802.

This high-to-low spread represents a total annual volatility of 0.2221 SCR. From a start-to-finish perspective, comparing the January average rate of 1.1120 to the December average rate of 1.2169, the exchange rate registered a net change of 9.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3023 was down 16.00% compared to the 2013 peak of 1.5504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 6,511 SCR

2013 Average 6,288 SCR

Yearly Trough Low 5,401 SCR

Transaction Impact: A difference of 1,110.46 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.2971

1.0878

JanuMarcMayJulySeptNove

NAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1357, compared to 1.2086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0728 points.

H1 Avg (Jan–Jun) 1.1357

H2 Avg (Jul–Dec) 1.2086

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.1385 SCR (High: 1.3023 / Low: 1.1637). On the other end, July was the most stable month, with a tight range of 0.0317 SCR (High: 1.1708 / Low: 1.1391).

October Spread (Volatile) ±0.1385

July Spread (Stable) ±0.0317

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0628 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0628

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 1.2299) against the same month in 2013 (average: 1.2178), the exchange rate shifted by +0.0121 (+0.99%).

2014 Avg (October) 1.2299

2013 Avg (October) 1.2178

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1471	1.0802	1.1120
February	1.1260	1.0848	1.1052
March	1.1492	1.1147	1.1301
April	1.1637	1.1193	1.1450
May	1.2117	1.1387	1.1720
June	1.1658	1.1330	1.1502
July	1.1708	1.1391	1.1542
August	1.2200	1.1443	1.1794
September	1.2167	1.1677	1.1913
October	1.3023	1.1637	1.2299
November	1.2983	1.2570	1.2797
December	1.2850	1.1493	1.2169