2015 NAD to SCR Historical Review

YEARLY HIGH

1.2499 SCR

YEARLY LOW

0.8247 SCR

YEARLY AVERAGE

1.0519 SCR

2015 NAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 1.2499. Conversely, the yearly low was recorded on December 11, dropping to 0.8247.

This high-to-low spread represents a total annual volatility of 0.4251 SCR. From a start-to-finish perspective, comparing the January average rate of 1.2038 to the December average rate of 0.8493, the exchange rate registered a net change of -29.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2499 was down 4.03% compared to the 2014 peak of 1.3023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 6,249 SCR

2014 Average 5,862 SCR

Yearly Trough Low 4,124 SCR

Transaction Impact: A difference of 2,125.73 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2456

0.8133

JanuMarcMayJulySeptNove

NAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1462, compared to 0.9577 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1885 points.

H1 Avg (Jan–Jun) 1.1462

H2 Avg (Jul–Dec) 0.9577

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.1161 SCR (High: 1.2054 / Low: 1.0892). On the other end, April was the most stable month, with a tight range of 0.0345 SCR (High: 1.1473 / Low: 1.1128).

March Spread (Volatile) ±0.1161

April Spread (Stable) ±0.0345

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0742 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 1.2095) against the same month in 2014 (average: 1.1052), the exchange rate shifted by +0.1043 (+9.44%).

2015 Avg (February) 1.2095

2014 Avg (February) 1.1052

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2366	1.1244	1.2038
February	1.2499	1.1677	1.2095
March	1.2054	1.0892	1.1353
April	1.1473	1.1128	1.1310
May	1.1349	1.0957	1.1217
June	1.0993	1.0498	1.0759
July	1.0901	1.0262	1.0538
August	1.0565	0.9614	1.0151
September	0.9874	0.9068	0.9557
October	1.0010	0.9200	0.9651
November	0.9596	0.8833	0.9071
December	0.8852	0.8247	0.8493