2020 NAD to SCR Historical Review

YEARLY HIGH

1.4580 SCR

YEARLY LOW

0.7272 SCR

YEARLY AVERAGE

1.0466 SCR

2020 NAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 1.4580. Conversely, the yearly low was recorded on April 5, dropping to 0.7272.

This high-to-low spread represents a total annual volatility of 0.7308 SCR. From a start-to-finish perspective, comparing the January average rate of 0.9518 to the December average rate of 1.4252, the exchange rate registered a net change of 49.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4580 was up 41.68% compared to the 2019 peak of 1.0291, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 7,290 SCR

2019 Average 4,731 SCR

Yearly Trough Low 3,636 SCR

Transaction Impact: A difference of 3,654.11 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4854

0.7637

JanuMarcMayJulySeptNove

NAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9259, compared to 1.1674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2415 points.

H1 Avg (Jan–Jun) 0.9259

H2 Avg (Jul–Dec) 1.1674

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.2391 SCR (High: 0.9663 / Low: 0.7272). On the other end, July was the most stable month, with a tight range of 0.0520 SCR (High: 1.0830 / Low: 1.0310).

April Spread (Volatile) ±0.2391

July Spread (Stable) ±0.0520

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0889 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0889

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.4252) against the same month in 2019 (average: 0.9508), the exchange rate shifted by +0.4744 (+49.89%).

2020 Avg (December) 1.4252

2019 Avg (December) 0.9508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9779	0.8960	0.9518
February	0.9275	0.8625	0.9127
March	0.8941	0.7596	0.8238
April	0.9663	0.7272	0.8824
May	1.0115	0.8749	0.9576
June	1.0602	0.9729	1.0268
July	1.0830	1.0310	1.0546
August	1.0748	1.0080	1.0302
September	1.1059	1.0311	1.0688
October	1.1928	0.9950	1.1139
November	1.3619	1.1852	1.3114
December	1.4580	1.3552	1.4252