2025 NAD to SCR Historical Review

YEARLY HIGH

0.9152 SCR

YEARLY LOW

0.7283 SCR

YEARLY AVERAGE

0.8006 SCR

2025 NAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 0.9152. Conversely, the yearly low was recorded on April 9, dropping to 0.7283.

This high-to-low spread represents a total annual volatility of 0.1869 SCR. From a start-to-finish perspective, comparing the January average rate of 0.7674 to the December average rate of 0.8561, the exchange rate registered a net change of 11.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9152 was up 6.66% compared to the 2024 peak of 0.8580, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 4,576 SCR

2024 Average 3,734 SCR

Yearly Trough Low 3,642 SCR

Transaction Impact: A difference of 934.31 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8661

0.7467

JanuMarcMayJulySeptNove

NAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7795, compared to 0.8218 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0423 points.

H1 Avg (Jan–Jun) 0.7795

H2 Avg (Jul–Dec) 0.8218

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.1210 SCR (High: 0.9152 / Low: 0.7942). On the other end, March was the most stable month, with a tight range of 0.0343 SCR (High: 0.8056 / Low: 0.7712).

December Spread (Volatile) ±0.1210

March Spread (Stable) ±0.0343

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0295 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0295

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.8561) against the same month in 2024 (average: 0.7749), the exchange rate shifted by +0.0812 (+10.48%).

2025 Avg (December) 0.8561

2024 Avg (December) 0.7749

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8114	0.7494	0.7674
February	0.8160	0.7647	0.7806
March	0.8056	0.7712	0.7861
April	0.7881	0.7283	0.7566
May	0.7960	0.7597	0.7800
June	0.8326	0.7848	0.8062
July	0.8328	0.7854	0.8031
August	0.8632	0.7863	0.8128
September	0.8777	0.8007	0.8346
October	0.8730	0.7774	0.8204
November	0.8895	0.7794	0.8038
December	0.9152	0.7942	0.8561