2012 NPR to SGD Historical Review

YEARLY HIGH

0.0161 SGD

YEARLY LOW

0.0137 SGD

YEARLY AVERAGE

0.0147 SGD

2012 NPR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NPR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 0.0161. Conversely, the yearly low was recorded on November 27, dropping to 0.0137.

This high-to-low spread represents a total annual volatility of 0.0024 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0156 to the December average rate of 0.0140, the exchange rate registered a net change of -10.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0161 was down 11.79% compared to the 2011 peak of 0.0183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 81 SGD

2011 Average 85 SGD

Yearly Trough Low 69 SGD

Transaction Impact: A difference of 11.77 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0161

0.0138

JanuMarcMayJulySeptNove

NPR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0152, compared to 0.0141 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0152

H2 Avg (Jul–Dec) 0.0141

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0008 SGD (High: 0.0159 / Low: 0.0151). On the other end, December was the most stable month, with a tight range of 0.0002 SGD (High: 0.0141 / Low: 0.0139).

January Spread (Volatile) ±0.0008

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.0159) against the same month in 2011 (average: 0.0179), the exchange rate shifted by -0.0020 (-11.31%).

2012 Avg (February) 0.0159

2011 Avg (February) 0.0179

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0159	0.0151	0.0156
February	0.0161	0.0156	0.0159
March	0.0159	0.0154	0.0156
April	0.0155	0.0147	0.0151
May	0.0148	0.0143	0.0146
June	0.0146	0.0141	0.0143
July	0.0146	0.0139	0.0143
August	0.0142	0.0139	0.0141
September	0.0145	0.0139	0.0141
October	0.0149	0.0141	0.0144
November	0.0142	0.0137	0.0140
December	0.0141	0.0139	0.0140