2018 NPR to SGD Historical Review

YEARLY HIGH

0.0131 SGD

YEARLY LOW

0.0116 SGD

YEARLY AVERAGE

0.0124 SGD

2018 NPR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NPR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.0131. Conversely, the yearly low was recorded on October 11, dropping to 0.0116.

This high-to-low spread represents a total annual volatility of 0.0015 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0130 to the December average rate of 0.0121, the exchange rate registered a net change of -6.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0131 was down 4.29% compared to the 2017 peak of 0.0137, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 66 SGD

2017 Average 66 SGD

Yearly Trough Low 58 SGD

Transaction Impact: A difference of 7.57 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0131

0.0116

JanuMarcMayJulySeptNove

NPR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0126, compared to 0.0121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0126

H2 Avg (Jul–Dec) 0.0121

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0006 SGD (High: 0.0123 / Low: 0.0117). On the other end, March was the most stable month, with a tight range of 0.0001 SGD (High: 0.0127 / Low: 0.0126).

November Spread (Volatile) ±0.0006

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 0.0130) against the same month in 2017 (average: 0.0131), the exchange rate shifted by -0.0001 (-1.09%).

2018 Avg (January) 0.0130

2017 Avg (January) 0.0131

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0131	0.0128	0.0130
February	0.0130	0.0127	0.0128
March	0.0127	0.0126	0.0126
April	0.0127	0.0124	0.0125
May	0.0125	0.0123	0.0124
June	0.0125	0.0123	0.0124
July	0.0125	0.0123	0.0124
August	0.0125	0.0121	0.0123
September	0.0121	0.0118	0.0119
October	0.0118	0.0116	0.0117
November	0.0123	0.0117	0.0120
December	0.0123	0.0119	0.0121