2020 NPR to SGD Historical Review

YEARLY HIGH

0.0122 SGD

YEARLY LOW

0.0113 SGD

YEARLY AVERAGE

0.0116 SGD

2020 NPR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 0.0122. Conversely, the yearly low was recorded on December 21, dropping to 0.0113.

This high-to-low spread represents a total annual volatility of 0.0010 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0119 to the December average rate of 0.0113, the exchange rate registered a net change of -4.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0122 was down 1.99% compared to the 2019 peak of 0.0125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 61 SGD

2019 Average 61 SGD

Yearly Trough Low 56 SGD

Transaction Impact: A difference of 4.90 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0122

0.0112

JanuMarcMayJulySeptNove

NPR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0118, compared to 0.0115 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0118

H2 Avg (Jul–Dec) 0.0115

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0005 SGD (High: 0.0122 / Low: 0.0117). On the other end, December was the most stable month, with a tight range of 0.0001 SGD (High: 0.0114 / Low: 0.0113).

March Spread (Volatile) ±0.0005

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0122) against the same month in 2019 (average: 0.0119), the exchange rate shifted by +0.0003 (+2.12%).

2020 Avg (February) 0.0122

2019 Avg (February) 0.0119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0120	0.0117	0.0119
February	0.0122	0.0120	0.0122
March	0.0122	0.0117	0.0119
April	0.0119	0.0116	0.0117
May	0.0119	0.0116	0.0117
June	0.0117	0.0114	0.0115
July	0.0117	0.0115	0.0116
August	0.0116	0.0114	0.0115
September	0.0117	0.0115	0.0116
October	0.0116	0.0115	0.0116
November	0.0115	0.0113	0.0113
December	0.0114	0.0113	0.0113