2016 NPR to SGD Historical Review

YEARLY HIGH

0.0135 SGD

YEARLY LOW

0.0124 SGD

YEARLY AVERAGE

0.0128 SGD

2016 NPR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NPR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0135. Conversely, the yearly low was recorded on June 22, dropping to 0.0124.

This high-to-low spread represents a total annual volatility of 0.0011 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0133 to the December average rate of 0.0132, the exchange rate registered a net change of -0.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0135 was down 2.47% compared to the 2015 peak of 0.0139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 68 SGD

2015 Average 67 SGD

Yearly Trough Low 62 SGD

Transaction Impact: A difference of 5.69 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0134

0.0125

JanuMarcMayJulySeptNove

NPR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0128, compared to 0.0129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0128

H2 Avg (Jul–Dec) 0.0129

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0005 SGD (High: 0.0135 / Low: 0.0131). On the other end, September was the most stable month, with a tight range of 0.0001 SGD (High: 0.0128 / Low: 0.0127).

January Spread (Volatile) ±0.0005

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0133) against the same month in 2015 (average: 0.0134), the exchange rate shifted by -0.0001 (-0.76%).

2016 Avg (January) 0.0133

2015 Avg (January) 0.0134

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0135	0.0131	0.0133
February	0.0131	0.0127	0.0129
March	0.0129	0.0127	0.0128
April	0.0128	0.0126	0.0127
May	0.0129	0.0126	0.0128
June	0.0128	0.0124	0.0126
July	0.0126	0.0125	0.0126
August	0.0127	0.0125	0.0126
September	0.0128	0.0127	0.0127
October	0.0131	0.0128	0.0130
November	0.0132	0.0130	0.0131
December	0.0133	0.0130	0.0132