2013 NPR to SGD Historical Review

YEARLY HIGH

0.0146 SGD

YEARLY LOW

0.0119 SGD

YEARLY AVERAGE

0.0134 SGD

2013 NPR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NPR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.0146. Conversely, the yearly low was recorded on September 4, dropping to 0.0119.

This high-to-low spread represents a total annual volatility of 0.0027 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0142 to the December average rate of 0.0127, the exchange rate registered a net change of -10.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0146 was down 9.52% compared to the 2012 peak of 0.0161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 73 SGD

2012 Average 73 SGD

Yearly Trough Low 59 SGD

Transaction Impact: A difference of 13.41 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0146

0.0122

JanuMarcMayJulySeptNove

NPR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0141, compared to 0.0127 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0141

H2 Avg (Jul–Dec) 0.0127

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0012 SGD (High: 0.0132 / Low: 0.0120). On the other end, April was the most stable month, with a tight range of 0.0002 SGD (High: 0.0143 / Low: 0.0142).

August Spread (Volatile) ±0.0012

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 0.0144) against the same month in 2012 (average: 0.0159), the exchange rate shifted by -0.0015 (-9.58%).

2013 Avg (February) 0.0144

2012 Avg (February) 0.0159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0145	0.0139	0.0142
February	0.0146	0.0142	0.0144
March	0.0144	0.0141	0.0143
April	0.0143	0.0142	0.0142
May	0.0143	0.0140	0.0142
June	0.0140	0.0132	0.0135
July	0.0134	0.0131	0.0133
August	0.0132	0.0120	0.0127
September	0.0126	0.0119	0.0124
October	0.0127	0.0125	0.0126
November	0.0126	0.0124	0.0125
December	0.0128	0.0126	0.0127