2014 NPR to SGD Historical Review

YEARLY HIGH

0.0134 SGD

YEARLY LOW

0.0127 SGD

YEARLY AVERAGE

0.0130 SGD

2014 NPR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NPR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.0134. Conversely, the yearly low was recorded on January 27, dropping to 0.0127.

This high-to-low spread represents a total annual volatility of 0.0007 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0128 to the December average rate of 0.0131, the exchange rate registered a net change of 2.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0134 was down 8.11% compared to the 2013 peak of 0.0146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 67 SGD

2013 Average 67 SGD

Yearly Trough Low 63 SGD

Transaction Impact: A difference of 3.68 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0132

0.0127

JanuMarcMayJulySeptNove

NPR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0129, compared to 0.0130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0129

H2 Avg (Jul–Dec) 0.0130

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0005 SGD (High: 0.0134 / Low: 0.0129). On the other end, February was the most stable month, with a tight range of 0.0001 SGD (High: 0.0128 / Low: 0.0127).

December Spread (Volatile) ±0.0005

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.0131) against the same month in 2013 (average: 0.0142), the exchange rate shifted by -0.0011 (-7.53%).

2014 Avg (May) 0.0131

2013 Avg (May) 0.0142

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0129	0.0127	0.0128
February	0.0128	0.0127	0.0127
March	0.0132	0.0128	0.0130
April	0.0132	0.0129	0.0130
May	0.0134	0.0129	0.0131
June	0.0133	0.0129	0.0131
July	0.0130	0.0128	0.0129
August	0.0129	0.0127	0.0128
September	0.0131	0.0128	0.0130
October	0.0131	0.0129	0.0130
November	0.0132	0.0130	0.0131
December	0.0134	0.0129	0.0131