2014 NZD to ALL Historical Review

YEARLY HIGH

90.9407 ALL

YEARLY LOW

83.7388 ALL

YEARLY AVERAGE

87.4815 ALL

2014 NZD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 13, valuing the pair at 90.9407. Conversely, the yearly low was recorded on January 1, dropping to 83.7388.

This high-to-low spread represents a total annual volatility of 7.2018 ALL. From a start-to-finish perspective, comparing the January average rate of 85.3386 to the December average rate of 88.3197, the exchange rate registered a net change of 3.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 90.9407 was down 1.51% compared to the 2013 peak of 92.3395, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 454,703 ALL

2013 Average 433,326 ALL

Yearly Trough Low 418,694 ALL

Transaction Impact: A difference of 36,009.12 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

90.2148

84.7482

JanuMarcMayJulySeptNove

NZD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.8395, compared to 88.1234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2840 points.

H1 Avg (Jan–Jun) 86.8395

H2 Avg (Jul–Dec) 88.1234

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 4.0809 ALL (High: 89.8471 / Low: 85.7661). On the other end, August was the most stable month, with a tight range of 0.9956 ALL (High: 88.6755 / Low: 87.6799).

September Spread (Volatile) ±4.0809

August Spread (Stable) ±0.9956

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.8641 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.8641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 89.7592) against the same month in 2013 (average: 84.6015), the exchange rate shifted by +5.1577 (+6.10%).

2014 Avg (July) 89.7592

2013 Avg (July) 84.6015

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	86.4961	83.7388	85.3386
February	85.9194	83.8662	85.2037
March	88.4351	84.9924	86.5509
April	88.2325	86.2855	87.2984
May	88.5421	87.0983	87.7162
June	90.4414	86.6156	88.9291
July	90.9407	88.0491	89.7592
August	88.6755	87.6799	88.1969
September	89.8471	85.7661	88.3195
October	87.3221	85.7752	86.4554
November	89.0576	85.7154	87.6898
December	90.1053	87.0376	88.3197