YEARLY HIGH
70.9071 ALL
YEARLY LOW
55.8838 ALL
YEARLY AVERAGE
61.8353 ALL

2023 NZD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the NZD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 70.9071. Conversely, the yearly low was recorded on July 20, dropping to 55.8838.

This high-to-low spread represents a total annual volatility of 15.0233 ALL. From a start-to-finish perspective, comparing the January average rate of 69.1369 to the December average rate of 58.6556, the exchange rate registered a net change of -15.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 70.9071 was down 10.21% compared to the 2022 peak of 78.9722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 354,536 ALL
2022 Average 358,890 ALL
Yearly Trough Low 279,419 ALL
Transaction Impact: A difference of 75,116.53 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

70.2895
56.4582
JanuMarcMayJulySeptNove

NZD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.2021, compared to 58.4686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.7335 points.

H1 Avg (Jan–Jun) 65.2021
H2 Avg (Jul–Dec) 58.4686

Volatility Range Comparison

Volatility

The most volatile month in 2023 was July, with a trading range of 4.1923 ALL (High: 60.0761 / Low: 55.8838). On the other end, September was the most stable month, with a tight range of 1.7697 ALL (High: 60.5495 / Low: 58.7798).

July Spread (Volatile) ±4.1923
September Spread (Stable) ±1.7697

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2023. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.7463 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.7463

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 69.1369) against the same month in 2022 (average: 72.2544), the exchange rate shifted by -3.1175 (-4.31%).

2023 Avg (January) 69.1369
2022 Avg (January) 72.2544

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 70.9071 66.8547 69.1369
February 69.6631 66.8929 67.8610
March 67.6262 65.0869 66.3526
April 65.7064 61.5472 63.6063
May 65.4187 61.8828 63.4897
June 61.9121 59.2036 60.7660
July 60.0761 55.8838 58.1701
August 60.5136 56.5049 58.0034
September 60.5495 58.7798 59.3453
October 60.5021 57.5714 59.0264
November 58.8200 56.7900 57.6108
December 59.6692 57.5093 58.6556