2015 NZD to ALL Historical Review

YEARLY HIGH

100.3915 ALL

YEARLY LOW

78.1339 ALL

YEARLY AVERAGE

88.1708 ALL

2015 NZD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 100.3915. Conversely, the yearly low was recorded on September 21, dropping to 78.1339.

This high-to-low spread represents a total annual volatility of 22.2576 ALL. From a start-to-finish perspective, comparing the January average rate of 91.8599 to the December average rate of 85.3313, the exchange rate registered a net change of -7.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 100.3915 was up 10.39% compared to the 2014 peak of 90.9407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 501,958 ALL

2014 Average 437,469 ALL

Yearly Trough Low 390,669 ALL

Transaction Impact: A difference of 111,288.15 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

100.6689

76.7273

JanuMarcMayJulySeptNove

NZD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 93.3225, compared to 83.0191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.3034 points.

H1 Avg (Jan–Jun) 93.3225

H2 Avg (Jul–Dec) 83.0191

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 6.5895 ALL (High: 91.6501 / Low: 85.0605). On the other end, September was the most stable month, with a tight range of 1.4668 ALL (High: 79.6007 / Low: 78.1339).

June Spread (Volatile) ±6.5895

September Spread (Stable) ±1.4668

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 5.6340 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -5.6340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 98.6738) against the same month in 2014 (average: 87.2984), the exchange rate shifted by +11.3754 (+13.03%).

2015 Avg (April) 98.6738

2014 Avg (April) 87.2984

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	94.3464	89.0331	91.8599
February	94.5950	89.7719	92.0343
March	98.9918	94.0273	96.8072
April	100.3915	95.8917	98.6738
May	94.8725	91.1215	93.0397
June	91.6501	85.0605	87.5199
July	85.5736	83.3618	84.3617
August	84.5667	78.4335	82.2275
September	79.6007	78.1339	78.7224
October	85.8948	79.8836	83.1410
November	85.9688	83.3757	84.3307
December	86.8568	84.2921	85.3313