YEARLY HIGH
49.4617 ALL
YEARLY LOW
46.6894 ALL
YEARLY AVERAGE
48.0695 ALL

2026 NZD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 49.4617. Conversely, the yearly low was recorded on July 7, dropping to 46.6894.

This high-to-low spread represents a total annual volatility of 2.7724 ALL. From a start-to-finish perspective, comparing the January average rate of 48.0829 to the December average rate of 47.6153, the exchange rate registered a net change of -0.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 49.4617 was down 9.36% compared to the 2025 peak of 54.5723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 247,309 ALL
2025 Average 252,375 ALL
Yearly Trough Low 233,447 ALL
Transaction Impact: A difference of 13,861.75 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

49.1470
47.2749
JanuMarcMayJuly

NZD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 48.2516, compared to 47.5231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7285 points.

H1 Avg (Jan–Jun) 48.2516
H2 Avg (Jul–Dec) 47.5231

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 2.1897 ALL (High: 48.8947 / Low: 46.7050). On the other end, August was the most stable month, with a tight range of 0.0751 ALL (High: 47.6576 / Low: 47.5825).

June Spread (Volatile) ±2.1897
August Spread (Stable) ±0.0751

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.1349 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.1349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 48.9910) against the same month in 2025 (average: 54.0906), the exchange rate shifted by -5.0997 (-9.43%).

2026 Avg (February) 48.9910
2025 Avg (February) 54.0906

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 49.1184 47.4781 48.0829
February 49.4617 48.5887 48.9910
March 49.1022 47.6633 48.4763
April 48.1810 47.2340 47.7813
May 49.0951 48.0372 48.6564
June 48.8947 46.7050 47.5216
July 47.9660 46.6894 47.4309
August 47.6576 47.5825 47.6153