2016 NZD to ALL Historical Review

YEARLY HIGH

92.0585 ALL

YEARLY LOW

81.4903 ALL

YEARLY AVERAGE

86.5077 ALL

2016 NZD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 92.0585. Conversely, the yearly low was recorded on February 16, dropping to 81.4903.

This high-to-low spread represents a total annual volatility of 10.5682 ALL. From a start-to-finish perspective, comparing the January average rate of 83.1884 to the December average rate of 90.0986, the exchange rate registered a net change of 8.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 92.0585 was down 8.30% compared to the 2015 peak of 100.3915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 460,293 ALL

2015 Average 440,742 ALL

Yearly Trough Low 407,451 ALL

Transaction Impact: A difference of 52,841.19 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

90.8333

82.0165

JanuMarcMayJulySeptNove

NZD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 83.9411, compared to 89.0743 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.1333 points.

H1 Avg (Jan–Jun) 83.9411

H2 Avg (Jul–Dec) 89.0743

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 4.8996 ALL (High: 86.4055 / Low: 81.5059). On the other end, August was the most stable month, with a tight range of 1.8458 ALL (High: 89.2534 / Low: 87.4076).

January Spread (Volatile) ±4.8996

August Spread (Stable) ±1.8458

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.1152 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.1152

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 90.0986) against the same month in 2015 (average: 85.3313), the exchange rate shifted by +4.7673 (+5.59%).

2016 Avg (December) 90.0986

2015 Avg (December) 85.3313

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	86.4055	81.5059	83.1884
February	84.7803	81.4903	82.7512
March	85.7948	81.8633	83.8033
April	85.9883	82.9558	84.2491
May	84.9095	81.9309	83.1339
June	88.4745	84.2273	86.5204
July	90.4091	86.1327	88.0794
August	89.2534	87.4076	88.1033
September	91.2311	88.2907	89.4149
October	89.9625	87.3357	88.7434
November	91.1126	89.0813	90.0064
December	92.0585	88.3351	90.0986