2025 NZD to ALL Historical Review

YEARLY HIGH

54.5723 ALL

YEARLY LOW

46.8726 ALL

YEARLY AVERAGE

50.4960 ALL

2025 NZD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 54.5723. Conversely, the yearly low was recorded on November 19, dropping to 46.8726.

This high-to-low spread represents a total annual volatility of 7.6997 ALL. From a start-to-finish perspective, comparing the January average rate of 53.5043 to the December average rate of 47.6985, the exchange rate registered a net change of -10.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 54.5723 was down 8.46% compared to the 2024 peak of 59.6128, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 272,862 ALL

2024 Average 281,454 ALL

Yearly Trough Low 234,363 ALL

Transaction Impact: A difference of 38,498.57 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

54.7688

46.6309

JanuMarcMayJulySeptNove

NZD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.4825, compared to 48.5095 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.9729 points.

H1 Avg (Jan–Jun) 52.4825

H2 Avg (Jul–Dec) 48.5095

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.1886 ALL (High: 53.1443 / Low: 49.9557). On the other end, December was the most stable month, with a tight range of 0.5903 ALL (High: 48.0162 / Low: 47.4259).

April Spread (Volatile) ±3.1886

December Spread (Stable) ±0.5903

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.4860 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.4860

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 54.0906) against the same month in 2024 (average: 58.9611), the exchange rate shifted by -4.8705 (-8.26%).

2025 Avg (February) 54.0906

2024 Avg (February) 58.9611

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	54.4745	52.8622	53.5043
February	54.5723	53.2581	54.0906
March	53.7937	52.0329	52.6047
April	53.1443	49.9557	51.5889
May	52.5664	51.1391	51.7400
June	52.0560	50.6195	51.3662
July	50.6391	49.8910	50.1478
August	50.5553	48.5519	49.4434
September	49.5512	47.5753	48.6163
October	48.3059	47.4237	47.8421
November	47.9345	46.8726	47.3091
December	48.0162	47.4259	47.6985