2016 NZD to DJF Historical Review

YEARLY HIGH

132.3204 DJF

YEARLY LOW

113.6828 DJF

YEARLY AVERAGE

123.8736 DJF

2016 NZD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 132.3204. Conversely, the yearly low was recorded on January 19, dropping to 113.6828.

This high-to-low spread represents a total annual volatility of 18.6377 DJF. From a start-to-finish perspective, comparing the January average rate of 116.2988 to the December average rate of 125.3770, the exchange rate registered a net change of 7.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 132.3204 was down 5.10% compared to the 2015 peak of 139.4273, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 661,602 DJF

2015 Average 621,789 DJF

Yearly Trough Low 568,414 DJF

Transaction Impact: A difference of 93,188.29 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

130.9272

114.9689

JanuMarcMayJulySeptNove

NZD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 120.3979, compared to 127.3492 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.9513 points.

H1 Avg (Jan–Jun) 120.3979

H2 Avg (Jul–Dec) 127.3492

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 8.0626 DJF (High: 121.7454 / Low: 113.6828). On the other end, August was the most stable month, with a tight range of 3.6050 DJF (High: 129.8403 / Low: 126.2353).

January Spread (Volatile) ±8.0626

August Spread (Stable) ±3.6050

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.3879 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.3879

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 129.5973) against the same month in 2015 (average: 112.5000), the exchange rate shifted by +17.0973 (+15.20%).

2016 Avg (September) 129.5973

2015 Avg (September) 112.5000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	121.7454	113.6828	116.2988
February	119.4936	115.8130	117.8957
March	123.0214	117.4267	119.8864
April	125.0859	120.4396	122.4054
May	124.7743	119.0295	120.6852
June	128.4292	120.9807	125.2158
July	129.6823	123.6424	126.6073
August	129.8403	126.2353	128.1532
September	132.3204	128.2504	129.5973
October	129.4063	125.0897	127.2094
November	130.8409	124.2806	127.1511
December	128.2962	123.0446	125.3770