YEARLY HIGH
124.3120 DJF
YEARLY LOW
99.0044 DJF
YEARLY AVERAGE
113.2325 DJF

2022 NZD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 124.3120. Conversely, the yearly low was recorded on October 15, dropping to 99.0044.

This high-to-low spread represents a total annual volatility of 25.3076 DJF. From a start-to-finish perspective, comparing the January average rate of 119.8755 to the December average rate of 113.0273, the exchange rate registered a net change of -5.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 124.3120 was down 6.16% compared to the 2021 peak of 132.4724, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 621,560 DJF
2021 Average 629,498 DJF
Yearly Trough Low 495,022 DJF
Transaction Impact: A difference of 126,538.06 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

124.5560
99.0263
JanuMarcMayJulySeptNove

NZD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 118.1512, compared to 108.3139 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.8373 points.

H1 Avg (Jan–Jun) 118.1512
H2 Avg (Jul–Dec) 108.3139

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 10.3322 DJF (High: 109.6967 / Low: 99.3645). On the other end, February was the most stable month, with a tight range of 2.9871 DJF (High: 120.5284 / Low: 117.5413).

September Spread (Volatile) ±10.3322
February Spread (Stable) ±2.9871

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 6.3258 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -6.3258

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 122.4286) against the same month in 2021 (average: 126.9527), the exchange rate shifted by -4.5241 (-3.56%).

2022 Avg (March) 122.4286
2021 Avg (March) 126.9527

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 122.1197 116.3245 119.8755
February 120.5284 117.5413 118.7555
March 124.3120 120.2260 122.4286
April 123.6430 115.3859 120.4455
May 116.6740 111.2044 114.1197
June 116.8005 110.7154 113.2825
July 112.0456 108.7437 110.3984
August 115.2460 108.7527 111.5056
September 109.6967 99.3645 105.7361
October 103.7501 99.0044 101.1538
November 112.3586 102.5983 108.0622
December 114.7154 111.2948 113.0273