2026 NZD to DJF Historical Review

YEARLY HIGH

108.0481 DJF

YEARLY LOW

100.3814 DJF

YEARLY AVERAGE

104.2888 DJF

2026 NZD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 108.0481. Conversely, the yearly low was recorded on June 26, dropping to 100.3814.

This high-to-low spread represents a total annual volatility of 7.6668 DJF. From a start-to-finish perspective, comparing the January average rate of 103.8773 to the December average rate of 104.5332, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 108.0481 was down 0.40% compared to the 2025 peak of 108.4863, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 540,241 DJF

2025 Average 517,532 DJF

Yearly Trough Low 501,907 DJF

Transaction Impact: A difference of 38,333.75 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

107.2588

102.3427

JanuMarcMayJuly

NZD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 104.5002, compared to 103.6543 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8459 points.

H1 Avg (Jan–Jun) 104.5002

H2 Avg (Jul–Dec) 103.6543

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 6.2874 DJF (High: 108.0481 / Low: 101.7607). On the other end, August was the most stable month, with a tight range of 0.4366 DJF (High: 104.7773 / Low: 104.3407).

January Spread (Volatile) ±6.2874

August Spread (Stable) ±0.4366

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 3.0813 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.0813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 103.8773) against the same month in 2025 (average: 100.0568), the exchange rate shifted by +3.8205 (+3.82%).

2026 Avg (January) 103.8773

2025 Avg (January) 100.0568

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	108.0481	101.7607	103.8773
February	107.8486	105.6147	106.8491
March	105.9874	101.7596	103.8517
April	105.4546	101.1867	103.8372
May	106.8567	104.9753	105.8336
June	106.1876	100.3814	102.7524
July	104.1156	100.9218	102.7755
August	104.7773	104.3407	104.5332