YEARLY HIGH
123.1721 DJF
YEARLY LOW
99.9408 DJF
YEARLY AVERAGE
117.3128 DJF

2019 NZD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 123.1721. Conversely, the yearly low was recorded on January 22, dropping to 99.9408.

This high-to-low spread represents a total annual volatility of 23.2313 DJF. From a start-to-finish perspective, comparing the January average rate of 120.0608 to the December average rate of 117.5012, the exchange rate registered a net change of -2.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 123.1721 was down 6.73% compared to the 2018 peak of 132.0598, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 615,861 DJF
2018 Average 615,467 DJF
Yearly Trough Low 499,704 DJF
Transaction Impact: A difference of 116,156.68 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

122.5469
111.9621
JanuMarcMayJulySeptNove

NZD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 119.5448, compared to 115.0808 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.4640 points.

H1 Avg (Jan–Jun) 119.5448
H2 Avg (Jul–Dec) 115.0808

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 23.1589 DJF (High: 123.0997 / Low: 99.9408). On the other end, November was the most stable month, with a tight range of 1.8779 DJF (High: 114.5397 / Low: 112.6617).

January Spread (Volatile) ±23.1589
November Spread (Stable) ±1.8779

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 4.3196 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.3196

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 121.6649) against the same month in 2018 (average: 128.4119), the exchange rate shifted by -6.7470 (-5.25%).

2019 Avg (March) 121.6649
2018 Avg (March) 128.4119

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 123.0997 99.9408 120.0608
February 122.8688 119.9434 121.6631
March 123.1721 120.3992 121.6649
April 120.8611 117.4066 119.4969
May 118.2803 115.6396 116.8497
June 119.6516 115.5719 117.5333
July 120.6306 116.6424 118.8601
August 116.7536 112.4018 114.5405
September 114.4207 111.3892 112.8441
October 114.3223 111.1609 112.8791
November 114.5397 112.6617 113.8598
December 119.8899 114.4879 117.5012