YEARLY HIGH
128.4393 DJF
YEARLY LOW
100.1410 DJF
YEARLY AVERAGE
115.8048 DJF

2020 NZD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 128.4393. Conversely, the yearly low was recorded on March 22, dropping to 100.1410.

This high-to-low spread represents a total annual volatility of 28.2983 DJF. From a start-to-finish perspective, comparing the January average rate of 117.7098 to the December average rate of 126.3366, the exchange rate registered a net change of 7.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 128.4393 was up 4.28% compared to the 2019 peak of 123.1721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 642,196 DJF
2019 Average 586,461 DJF
Yearly Trough Low 500,705 DJF
Transaction Impact: A difference of 141,491.28 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

128.2721
105.0456
JanuMarcMayJulySeptNove

NZD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 111.5404, compared to 120.0691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.5287 points.

H1 Avg (Jan–Jun) 111.5404
H2 Avg (Jul–Dec) 120.0691

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 12.9652 DJF (High: 113.1062 / Low: 100.1410). On the other end, October was the most stable month, with a tight range of 2.2670 DJF (High: 119.1955 / Low: 116.9286).

March Spread (Volatile) ±12.9652
October Spread (Stable) ±2.2670

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 6.1560 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -6.1560

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 126.3366) against the same month in 2019 (average: 117.5012), the exchange rate shifted by +8.8353 (+7.52%).

2020 Avg (December) 126.3366
2019 Avg (December) 117.5012

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 119.8931 115.0520 117.7098
February 115.5972 111.2283 113.7821
March 113.1062 100.1410 107.6260
April 109.3218 104.1870 106.9812
May 110.4222 105.6564 108.3715
June 116.8864 111.8412 114.7718
July 119.1820 115.4126 117.2754
August 120.0639 116.0786 117.5740
September 120.4790 116.4701 118.6964
October 119.1955 116.9286 118.1862
November 125.2450 117.4372 122.3461
December 128.4393 124.8915 126.3366