YEARLY HIGH
132.4724 DJF
YEARLY LOW
119.4917 DJF
YEARLY AVERAGE
125.9245 DJF

2021 NZD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 132.4724. Conversely, the yearly low was recorded on December 20, dropping to 119.4917.

This high-to-low spread represents a total annual volatility of 12.9807 DJF. From a start-to-finish perspective, comparing the January average rate of 128.0175 to the December average rate of 120.8158, the exchange rate registered a net change of -5.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 132.4724 was up 3.14% compared to the 2020 peak of 128.4393, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 662,362 DJF
2020 Average 579,085 DJF
Yearly Trough Low 597,459 DJF
Transaction Impact: A difference of 64,903.64 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

129.8202
119.9972
JanuMarcMayJulySeptNove

NZD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 127.6159, compared to 124.2331 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.3829 points.

H1 Avg (Jan–Jun) 127.6159
H2 Avg (Jul–Dec) 124.2331

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 6.3556 DJF (High: 127.7632 / Low: 121.4076). On the other end, May was the most stable month, with a tight range of 2.2022 DJF (High: 129.6758 / Low: 127.4736).

November Spread (Volatile) ±6.3556
May Spread (Stable) ±2.2022

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 3.9358 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.9358

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 129.0016) against the same month in 2020 (average: 113.7821), the exchange rate shifted by +15.2195 (+13.38%).

2021 Avg (February) 129.0016
2020 Avg (February) 113.7821

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 129.9721 126.6903 128.0175
February 132.4724 127.3755 129.0016
March 129.8575 123.9842 126.9527
April 129.4050 124.8442 126.7323
May 129.6758 127.4736 128.6165
June 129.1260 123.4692 126.3749
July 125.5115 123.1294 124.3585
August 125.4741 121.3611 124.2055
September 127.2851 122.3375 125.6618
October 128.1309 122.9426 125.6050
November 127.7632 121.4076 124.7517
December 121.7694 119.4917 120.8158