NZD to HRK Historical Rates

Analyze long-term market trends and access daily historical data for the NZD/HRK pair.

10-YEAR HIGH
5.1051 HRK
10-YEAR LOW
3.6520 HRK
10-YEAR AVERAGE
4.3435 HRK

10-Year NZD to HRK Performance & Macro Timing Review

Analysis of key historical highlights and timing insights over the past decade

Over the last 10 years, the NZD to HRK exchange rate has undergone significant macro fluctuations. The market reached its absolute decade peak on December 13, 2016, when the pair was valued at 5.1051. Conversely, the absolute lowest rate of the decade was recorded on November 20, 2025, dropping to a support floor of 3.6520.

This peak-to-trough range represents a total macro spread of 1.4531 HRK. From a long-term perspective, comparing the decade's oldest annual average of 4.9136 (in 2016) to the newest annual average of 3.7910 (in 2026), the exchange rate registered a net shift of -22.85%.

Analyzing macro structural support, the trading dynamics in the recent 5-year period averaged 4.2104, showing a variance of 0.2642 points compared to the older 5-year average of 4.4746.

10-Year Payout Timing Comparison

Value generated converting a dynamic sum of 5,000 NZD over the decade:

Decade Peak High 25,525 HRK
10-Year Average 21,717 HRK
Decade Trough Low 18,260 HRK
Macro Timing Impact: A difference of 7,265.69 HRK purely based on trade execution date over the last 10 years.

10-Year Macro Trend

Monthly average exchange rates over the last decade.

5.1824
3.5547
201620182020202220242026

NZD to HRK Macro Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Decade Halves Comparison

Macro Shift

The average exchange rate in the first 5 years of the decade was 4.4746, compared to 4.2104 in the recent 5 years. This shows that the rate was stronger in the older 5 years by a margin of 0.2642 points.

Older 5 Yrs Avg 4.4746
Recent 5 Yrs Avg 4.2104

Annual Volatility Extremes

Volatility

The most volatile year in the decade was 2017, with a trading range of 0.7557 HRK (High: 5.0921 / Low: 4.3364). Conversely, 2026 was the most stable year, with a range of 0.1761 HRK (High: 3.8683 / Low: 3.6921).

2017 Spread (Volatile) ±0.7557
2026 Spread (Stable) ±0.1761

Decade Growth & Declines

Macro Trends

Between 2020 and 2022, the exchange rate recorded its longest consecutive growth streak of the decade, climbing for 2 straight years. Conversely, the sharpest year-over-year decline occurred between 2017 and 2018, when the average rate fell by 0.3548 points.

Longest Streak 2 Yrs.
Sharpest YoY Drop -0.3548

10-Year Historical Baseline

YoY Baseline

Comparing the decade's oldest annual average (2016: 4.9136) against the newest annual average (2026: 3.7910), the exchange rate shifted by -1.1226 (-22.85%).

2016 Baseline Avg 4.9136
2026 Current Avg 3.7910

Recent 30 Days

Live daily mid-market rates for the past month.

Date Exchange Rate
2026-07-31 3.8424
2026-07-30 3.8207
2026-07-29 3.8226
2026-07-28 3.8218
2026-07-27 3.8299
2026-07-26 3.8367
2026-07-25 3.8354
2026-07-24 3.8311
2026-07-23 3.8288
2026-07-22 3.8440
2026-07-21 3.8581
2026-07-20 3.8561
2026-07-19 3.8486
2026-07-18 3.8494
2026-07-17 3.8462
2026-07-16 3.8451
2026-07-15 3.8394
2026-07-14 3.8301
2026-07-13 3.8088
2026-07-12 3.8108
2026-07-11 3.8039
2026-07-10 3.8038
2026-07-09 3.7831
2026-07-08 3.7622
2026-07-07 3.7509
2026-07-06 3.7520
2026-07-05 3.7610
2026-07-04 3.7596
2026-07-03 3.7595
2026-07-02 3.7549

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