YEARLY HIGH
5.0125 HRK
YEARLY LOW
4.4919 HRK
YEARLY AVERAGE
4.7408 HRK

2012 NZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 5.0125. Conversely, the yearly low was recorded on May 23, dropping to 4.4919.

This high-to-low spread represents a total annual volatility of 0.5207 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6837 to the December average rate of 4.7657, the exchange rate registered a net change of 1.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.0125 was up 9.88% compared to the 2011 peak of 4.5620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 25,063 HRK
2011 Average 21,162 HRK
Yearly Trough Low 22,459 HRK
Transaction Impact: A difference of 2,603.28 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.9296
4.5221
JanuMarcMayJulySeptNove

NZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6771, compared to 4.8046 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1275 points.

H1 Avg (Jan–Jun) 4.6771
H2 Avg (Jul–Dec) 4.8046

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2461 HRK (High: 5.0125 / Low: 4.7664). On the other end, April was the most stable month, with a tight range of 0.1033 HRK (High: 4.7131 / Low: 4.6098).

July Spread (Volatile) ±0.2461
April Spread (Stable) ±0.1033

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1665 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1665

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 4.8808) against the same month in 2011 (average: 4.4050), the exchange rate shifted by +0.4758 (+10.80%).

2012 Avg (July) 4.8808
2011 Avg (July) 4.4050

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7562 4.5194 4.6837
February 4.8492 4.7036 4.7822
March 4.7642 4.6039 4.6852
April 4.7131 4.6098 4.6631
May 4.6316 4.4919 4.5561
June 4.7736 4.5924 4.6922
July 5.0125 4.7664 4.8808
August 5.0002 4.7630 4.8957
September 4.8057 4.6740 4.7292
October 4.7921 4.6845 4.7418
November 4.8675 4.7575 4.8142
December 4.8558 4.6723 4.7657