2014 NZD to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2014.
2014 NZD to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2014
During 2014, the NZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.9330. Conversely, the yearly low was recorded on January 1, dropping to 4.5438.
This high-to-low spread represents a total annual volatility of 0.3892 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6329 to the December average rate of 4.8346, the exchange rate registered a net change of 4.35% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2014 high of 4.9330 was down 1.92% compared to the 2013 peak of 5.0297, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 NZD based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2014.
NZD to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7196, compared to 4.8213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1017 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2014 was September, with a trading range of 0.2291 HRK (High: 4.9041 / Low: 4.6750). On the other end, August was the most stable month, with a tight range of 0.0511 HRK (High: 4.8543 / Low: 4.8032).
Growth Streaks & Declines
TrendsBetween January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0615 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2014: 4.8346) against the same month in 2013 (average: 4.5828), the exchange rate shifted by +0.2517 (+5.49%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 4.6902 | 4.5438 | 4.6329 |
| February | 4.6813 | 4.5738 | 4.6437 |
| March | 4.8277 | 4.6416 | 4.7219 |
| April | 4.8043 | 4.6928 | 4.7541 |
| May | 4.7911 | 4.7173 | 4.7572 |
| June | 4.8867 | 4.6850 | 4.8078 |
| July | 4.9328 | 4.8374 | 4.8831 |
| August | 4.8543 | 4.8032 | 4.8333 |
| September | 4.9041 | 4.6750 | 4.8107 |
| October | 4.7961 | 4.7060 | 4.7493 |
| November | 4.8837 | 4.7345 | 4.8168 |
| December | 4.9330 | 4.7612 | 4.8346 |