2018 NZD to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2018.
2018 NZD to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2018
During 2018, the NZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 4.5286. Conversely, the yearly low was recorded on October 6, dropping to 4.1453.
This high-to-low spread represents a total annual volatility of 0.3833 HRK. From a start-to-finish perspective, comparing the January average rate of 4.4203 to the December average rate of 4.4293, the exchange rate registered a net change of 0.20% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2018 high of 4.5286 was down 11.07% compared to the 2017 peak of 5.0921, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 NZD based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2018.
NZD to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3839, compared to 4.3111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0728 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2018 was December, with a trading range of 0.1854 HRK (High: 4.5286 / Low: 4.3432). On the other end, July was the most stable month, with a tight range of 0.0599 HRK (High: 4.3169 / Low: 4.2571).
Growth Streaks & Declines
TrendsBetween September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0915 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2018: 4.4293) against the same month in 2017 (average: 4.4312), the exchange rate shifted by -0.0020 (-0.04%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 4.4972 | 4.3804 | 4.4203 |
| February | 4.4324 | 4.3350 | 4.3992 |
| March | 4.4149 | 4.3504 | 4.3732 |
| April | 4.4417 | 4.3119 | 4.3760 |
| May | 4.4268 | 4.2802 | 4.3472 |
| June | 4.4444 | 4.2765 | 4.3878 |
| July | 4.3169 | 4.2571 | 4.2963 |
| August | 4.3213 | 4.2402 | 4.2890 |
| September | 4.2419 | 4.1681 | 4.2080 |
| October | 4.2959 | 4.1453 | 4.2156 |
| November | 4.4887 | 4.3350 | 4.4284 |
| December | 4.5286 | 4.3432 | 4.4293 |