2022 NZD to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2022.
2022 NZD to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2022
During 2022, the NZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 4.8061. Conversely, the yearly low was recorded on October 1, dropping to 4.2957.
This high-to-low spread represents a total annual volatility of 0.5104 HRK. From a start-to-finish perspective, comparing the January average rate of 4.4795 to the December average rate of 4.5279, the exchange rate registered a net change of 1.08% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2022 high of 4.8061 was up 3.16% compared to the 2021 peak of 4.6587, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 NZD based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2022.
NZD to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5749, compared to 4.5155 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0593 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2022 was September, with a trading range of 0.3227 HRK (High: 4.6184 / Low: 4.2957). On the other end, June was the most stable month, with a tight range of 0.1323 HRK (High: 4.5958 / Low: 4.4635).
Growth Streaks & Declines
TrendsBetween June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1526 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (March 2022: 4.7268) against the same month in 2021 (average: 4.5433), the exchange rate shifted by +0.1835 (+4.04%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 4.5398 | 4.4038 | 4.4795 |
| February | 4.5637 | 4.3468 | 4.4343 |
| March | 4.8061 | 4.6005 | 4.7268 |
| April | 4.8029 | 4.6306 | 4.7173 |
| May | 4.6556 | 4.5007 | 4.5661 |
| June | 4.5958 | 4.4635 | 4.5253 |
| July | 4.6430 | 4.4780 | 4.5764 |
| August | 4.7261 | 4.5744 | 4.6426 |
| September | 4.6184 | 4.2957 | 4.5075 |
| October | 4.4361 | 4.2957 | 4.3549 |
| November | 4.5717 | 4.4290 | 4.4840 |
| December | 4.5991 | 4.4512 | 4.5279 |