YEARLY HIGH
5.0921 HRK
YEARLY LOW
4.3364 HRK
YEARLY AVERAGE
4.7041 HRK

2017 NZD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the NZD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 5.0921. Conversely, the yearly low was recorded on November 30, dropping to 4.3364.

This high-to-low spread represents a total annual volatility of 0.7557 HRK. From a start-to-finish perspective, comparing the January average rate of 5.0442 to the December average rate of 4.4312, the exchange rate registered a net change of -12.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 5.0921 was down 0.26% compared to the 2016 peak of 5.1051, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 25,460 HRK
2016 Average 23,723 HRK
Yearly Trough Low 21,682 HRK
Transaction Impact: A difference of 3,778.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

5.1110
4.3643
JanuMarcMayJulySeptNove

NZD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8729, compared to 4.5353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3376 points.

H1 Avg (Jan–Jun) 4.8729
H2 Avg (Jul–Dec) 4.5353

Volatility Range Comparison

Volatility

The most volatile month in 2017 was October, with a trading range of 0.2221 HRK (High: 4.6002 / Low: 4.3781). On the other end, February was the most stable month, with a tight range of 0.0621 HRK (High: 5.0905 / Low: 5.0284).

October Spread (Volatile) ±0.2221
February Spread (Stable) ±0.0621

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2017. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1885 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1885

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 5.0442) against the same month in 2016 (average: 4.6125), the exchange rate shifted by +0.4317 (+9.36%).

2017 Avg (January) 5.0442
2016 Avg (January) 4.6125

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0921 4.9799 5.0442
February 5.0905 5.0284 5.0487
March 5.0138 4.8069 4.8603
April 4.9098 4.7031 4.8507
May 4.7477 4.5968 4.6658
June 4.8321 4.6685 4.7677
July 4.7605 4.6624 4.7345
August 4.6664 4.4701 4.5785
September 4.6206 4.4643 4.5399
October 4.6002 4.3781 4.5013
November 4.5243 4.3364 4.4265
December 4.4889 4.3513 4.4312