2012 NZD to XDR Historical Review

YEARLY HIGH

0.5493 XDR

YEARLY LOW

0.4925 XDR

YEARLY AVERAGE

0.5291 XDR

2012 NZD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.5493. Conversely, the yearly low was recorded on May 23, dropping to 0.4925.

This high-to-low spread represents a total annual volatility of 0.0568 XDR. From a start-to-finish perspective, comparing the January average rate of 0.5210 to the December average rate of 0.5395, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.5493 was up 0.61% compared to the 2011 peak of 0.5459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,746 XDR

2011 Average 2,507 XDR

Yearly Trough Low 2,462 XDR

Transaction Impact: A difference of 284.03 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5429

0.5023

JanuMarcMayJulySeptNove

NZD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5237, compared to 0.5344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.5237

H2 Avg (Jul–Dec) 0.5344

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0338 XDR (High: 0.5263 / Low: 0.4925). On the other end, November was the most stable month, with a tight range of 0.0101 XDR (High: 0.5409 / Low: 0.5308).

May Spread (Volatile) ±0.0338

November Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0248 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.5395) against the same month in 2011 (average: 0.4986), the exchange rate shifted by +0.0409 (+8.21%).

2012 Avg (December) 0.5395

2011 Avg (December) 0.4986

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5330	0.5049	0.5210
February	0.5439	0.5325	0.5385
March	0.5399	0.5256	0.5325
April	0.5359	0.5257	0.5305
May	0.5263	0.4925	0.5057
June	0.5288	0.4985	0.5143
July	0.5371	0.5252	0.5305
August	0.5434	0.5258	0.5361
September	0.5396	0.5218	0.5329
October	0.5383	0.5273	0.5318
November	0.5409	0.5308	0.5356
December	0.5493	0.5312	0.5395