2020 NZD to XDR Historical Review

YEARLY HIGH

0.5009 XDR

YEARLY LOW

0.4168 XDR

YEARLY AVERAGE

0.4668 XDR

2020 NZD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.5009. Conversely, the yearly low was recorded on March 22, dropping to 0.4168.

This high-to-low spread represents a total annual volatility of 0.0841 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4791 to the December average rate of 0.4933, the exchange rate registered a net change of 2.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5009 was up 1.19% compared to the 2019 peak of 0.4950, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,505 XDR

2019 Average 2,381 XDR

Yearly Trough Low 2,084 XDR

Transaction Impact: A difference of 420.37 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4986

0.4352

JanuMarcMayJulySeptNove

NZD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4568, compared to 0.4768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0200 points.

H1 Avg (Jan–Jun) 0.4568

H2 Avg (Jul–Dec) 0.4768

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0410 XDR (High: 0.4578 / Low: 0.4168). On the other end, July was the most stable month, with a tight range of 0.0077 XDR (High: 0.4780 / Low: 0.4703).

March Spread (Volatile) ±0.0410

July Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0262 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0262

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4933) against the same month in 2019 (average: 0.4786), the exchange rate shifted by +0.0147 (+3.06%).

2020 Avg (December) 0.4933

2019 Avg (December) 0.4786

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4866	0.4696	0.4791
February	0.4716	0.4555	0.4667
March	0.4578	0.4168	0.4405
April	0.4499	0.4298	0.4406
May	0.4546	0.4366	0.4463
June	0.4756	0.4579	0.4673
July	0.4780	0.4703	0.4741
August	0.4765	0.4622	0.4679
September	0.4780	0.4640	0.4721
October	0.4737	0.4655	0.4699
November	0.4936	0.4673	0.4835
December	0.5009	0.4885	0.4933