2016 NZD to XDR Historical Review

YEARLY HIGH

0.5341 XDR

YEARLY LOW

0.4633 XDR

YEARLY AVERAGE

0.5016 XDR

2016 NZD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 0.5341. Conversely, the yearly low was recorded on January 19, dropping to 0.4633.

This high-to-low spread represents a total annual volatility of 0.0708 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4736 to the December average rate of 0.5217, the exchange rate registered a net change of 10.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.5341 was down 3.90% compared to the 2015 peak of 0.5558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,671 XDR

2015 Average 2,502 XDR

Yearly Trough Low 2,317 XDR

Transaction Impact: A difference of 354.07 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.5277

0.4687

JanuMarcMayJulySeptNove

NZD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4840, compared to 0.5192 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0352 points.

H1 Avg (Jan–Jun) 0.4840

H2 Avg (Jul–Dec) 0.5192

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0313 XDR (High: 0.4946 / Low: 0.4633). On the other end, August was the most stable month, with a tight range of 0.0132 XDR (High: 0.5228 / Low: 0.5096).

January Spread (Volatile) ±0.0313

August Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0072 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.5228) against the same month in 2015 (average: 0.4749), the exchange rate shifted by +0.0479 (+10.08%).

2016 Avg (November) 0.5228

2015 Avg (November) 0.4749

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4946	0.4633	0.4736
February	0.4842	0.4706	0.4759
March	0.4914	0.4741	0.4833
April	0.4995	0.4811	0.4890
May	0.4936	0.4769	0.4818
June	0.5101	0.4847	0.5004
July	0.5246	0.5030	0.5132
August	0.5228	0.5096	0.5169
September	0.5310	0.5171	0.5221
October	0.5247	0.5101	0.5186
November	0.5341	0.5158	0.5228
December	0.5328	0.5133	0.5217