2015 NZD to XDR Historical Review

YEARLY HIGH

0.5558 XDR

YEARLY LOW

0.4468 XDR

YEARLY AVERAGE

0.5004 XDR

2015 NZD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 0.5558. Conversely, the yearly low was recorded on September 7, dropping to 0.4468.

This high-to-low spread represents a total annual volatility of 0.1090 XDR. From a start-to-finish perspective, comparing the January average rate of 0.5365 to the December average rate of 0.4871, the exchange rate registered a net change of -9.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5558 was down 2.62% compared to the 2014 peak of 0.5708, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,779 XDR

2014 Average 2,731 XDR

Yearly Trough Low 2,234 XDR

Transaction Impact: A difference of 545.10 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5582

0.4409

JanuMarcMayJulySeptNove

NZD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5290, compared to 0.4719 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0570 points.

H1 Avg (Jan–Jun) 0.5290

H2 Avg (Jul–Dec) 0.4719

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0336 XDR (High: 0.5487 / Low: 0.5151). On the other end, September was the most stable month, with a tight range of 0.0092 XDR (High: 0.4560 / Low: 0.4468).

January Spread (Volatile) ±0.0336

September Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0293 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0293

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.5484) against the same month in 2014 (average: 0.5562), the exchange rate shifted by -0.0077 (-1.39%).

2015 Avg (April) 0.5484

2014 Avg (April) 0.5562

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5487	0.5151	0.5365
February	0.5376	0.5150	0.5276
March	0.5522	0.5275	0.5394
April	0.5558	0.5399	0.5484
May	0.5385	0.5098	0.5255
June	0.5141	0.4824	0.4963
July	0.4834	0.4686	0.4757
August	0.4756	0.4526	0.4674
September	0.4560	0.4468	0.4507
October	0.4853	0.4568	0.4758
November	0.4848	0.4695	0.4749
December	0.4949	0.4804	0.4871