2022 NZD to XDR Historical Review

YEARLY HIGH

0.5008 XDR

YEARLY LOW

0.3959 XDR

YEARLY AVERAGE

0.4637 XDR

2022 NZD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.5008. Conversely, the yearly low was recorded on October 15, dropping to 0.3959.

This high-to-low spread represents a total annual volatility of 0.1049 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4804 to the December average rate of 0.4785, the exchange rate registered a net change of -0.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5008 was down 2.85% compared to the 2021 peak of 0.5155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,504 XDR

2021 Average 2,482 XDR

Yearly Trough Low 1,979 XDR

Transaction Impact: A difference of 524.56 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5009

0.4085

JanuMarcMayJulySeptNove

NZD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4779, compared to 0.4495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0285 points.

H1 Avg (Jan–Jun) 0.4779

H2 Avg (Jul–Dec) 0.4495

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0665 XDR (High: 0.4803 / Low: 0.4137). On the other end, July was the most stable month, with a tight range of 0.0142 XDR (High: 0.4629 / Low: 0.4487).

November Spread (Volatile) ±0.0665

July Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0266 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 0.4932) against the same month in 2021 (average: 0.4994), the exchange rate shifted by -0.0062 (-1.24%).

2022 Avg (March) 0.4932

2021 Avg (March) 0.4994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4880	0.4669	0.4804
February	0.4837	0.4680	0.4758
March	0.5008	0.4836	0.4932
April	0.4994	0.4687	0.4877
May	0.4766	0.4559	0.4668
June	0.4778	0.4550	0.4637
July	0.4629	0.4487	0.4561
August	0.4727	0.4515	0.4604
September	0.4547	0.4008	0.4338
October	0.4511	0.3959	0.4162
November	0.4803	0.4137	0.4516
December	0.4867	0.4690	0.4785