YEARLY HIGH
508.6390 CDF
YEARLY LOW
485.3347 CDF
YEARLY AVERAGE
495.4292 CDF

2019 PEN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 508.6390. Conversely, the yearly low was recorded on January 7, dropping to 485.3347.

This high-to-low spread represents a total annual volatility of 23.3043 CDF. From a start-to-finish perspective, comparing the January average rate of 489.0394 to the December average rate of 500.7268, the exchange rate registered a net change of 2.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 508.6390 was up 0.34% compared to the 2018 peak of 506.8958, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,543,195 CDF
2018 Average 2,464,259 CDF
Yearly Trough Low 2,426,673 CDF
Transaction Impact: A difference of 116,521.70 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

505.8162
487.5143
JanuMarcMayJulySeptNove

PEN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 494.0751, compared to 496.7833 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.7082 points.

H1 Avg (Jan–Jun) 494.0751
H2 Avg (Jul–Dec) 496.7833

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 17.7782 CDF (High: 508.6390 / Low: 490.8608). On the other end, March was the most stable month, with a tight range of 6.1984 CDF (High: 498.5082 / Low: 492.3097).

December Spread (Volatile) ±17.7782
March Spread (Stable) ±6.1984

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 13.6246 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -13.6246

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 500.7268) against the same month in 2018 (average: 483.1832), the exchange rate shifted by +17.5436 (+3.63%).

2019 Avg (December) 500.7268
2018 Avg (December) 483.1832

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 494.5374 485.3347 489.0394
February 497.5351 490.5263 493.1186
March 498.5082 492.3097 495.1631
April 498.5681 492.3691 496.0896
May 497.0953 490.0490 493.7727
June 504.4799 487.4850 497.2670
July 508.1446 501.3154 504.2910
August 500.7369 487.1813 490.6664
September 501.6561 488.8505 495.9014
October 499.4093 489.1184 495.2219
November 498.9316 489.7839 493.8921
December 508.6390 490.8608 500.7268