YEARLY HIGH
828.0198 CDF
YEARLY LOW
630.1430 CDF
YEARLY AVERAGE
762.6836 CDF

2025 PEN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 9, valuing the pair at 828.0198. Conversely, the yearly low was recorded on November 15, dropping to 630.1430.

This high-to-low spread represents a total annual volatility of 197.8768 CDF. From a start-to-finish perspective, comparing the January average rate of 760.9725 to the December average rate of 670.4835, the exchange rate registered a net change of -11.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 828.0198 was up 6.82% compared to the 2024 peak of 775.1576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,140,099 CDF
2024 Average 3,751,633 CDF
Yearly Trough Low 3,150,715 CDF
Transaction Impact: A difference of 989,383.82 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

833.5489
641.9457
JanuMarcMayJulySeptNove

PEN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 782.4693, compared to 742.8979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 39.5714 points.

H1 Avg (Jan–Jun) 782.4693
H2 Avg (Jul–Dec) 742.8979

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 121.0331 CDF (High: 756.9204 / Low: 635.8873). On the other end, January was the most stable month, with a tight range of 17.4318 CDF (High: 768.7910 / Low: 751.3591).

October Spread (Volatile) ±121.0331
January Spread (Stable) ±17.4318

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 126.6020 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -126.6020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 811.2458) against the same month in 2024 (average: 755.6756), the exchange rate shifted by +55.5702 (+7.35%).

2025 Avg (September) 811.2458
2024 Avg (September) 755.6756

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 768.7910 751.3591 760.9725
February 782.9995 759.1284 772.9411
March 795.1590 771.0067 784.3414
April 791.5258 768.8753 783.1184
May 799.3179 778.9488 790.7066
June 817.1076 793.6055 802.7361
July 823.8227 803.2240 815.5196
August 827.6905 802.5936 817.5820
September 828.0198 756.8700 811.2458
October 756.9204 635.8873 684.6439
November 682.0210 630.1430 657.9126
December 682.2363 643.2916 670.4835