YEARLY HIGH
551.6398 CDF
YEARLY LOW
501.5113 CDF
YEARLY AVERAGE
527.1596 CDF

2022 PEN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 4, valuing the pair at 551.6398. Conversely, the yearly low was recorded on January 2, dropping to 501.5113.

This high-to-low spread represents a total annual volatility of 50.1285 CDF. From a start-to-finish perspective, comparing the January average rate of 515.1418 to the December average rate of 534.6945, the exchange rate registered a net change of 3.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 551.6398 was up 0.04% compared to the 2021 peak of 551.3943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,758,199 CDF
2021 Average 2,570,187 CDF
Yearly Trough Low 2,507,556 CDF
Transaction Impact: A difference of 250,642.42 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

539.9938
510.5729
JanuMarcMayJulySeptNove

PEN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 531.5986, compared to 522.7205 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.8780 points.

H1 Avg (Jan–Jun) 531.5986
H2 Avg (Jul–Dec) 522.7205

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 27.8753 CDF (High: 551.6398 / Low: 523.7644). On the other end, December was the most stable month, with a tight range of 7.3736 CDF (High: 537.7486 / Low: 530.3750).

April Spread (Volatile) ±27.8753
December Spread (Stable) ±7.3736

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 21.5524 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -21.5524

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 537.5421) against the same month in 2021 (average: 539.2959), the exchange rate shifted by -1.7538 (-0.33%).

2022 Avg (April) 537.5421
2021 Avg (April) 539.2959

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 525.6979 501.5113 515.1418
February 539.0743 518.8821 530.0530
March 544.0918 528.4850 536.7990
April 551.6398 523.7644 537.5421
May 547.7394 523.8386 535.4784
June 540.7557 527.7515 534.5771
July 522.4581 504.0297 513.0247
August 533.4662 508.9091 519.6074
September 531.8772 513.6255 525.3258
October 520.8349 507.8700 514.7534
November 536.6879 514.9204 528.9174
December 537.7486 530.3750 534.6945