2020 PEN to CDF Historical Review

YEARLY HIGH

562.4326 CDF

YEARLY LOW

414.0885 CDF

YEARLY AVERAGE

529.0544 CDF

2020 PEN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 22, valuing the pair at 562.4326. Conversely, the yearly low was recorded on December 6, dropping to 414.0885.

This high-to-low spread represents a total annual volatility of 148.3441 CDF. From a start-to-finish perspective, comparing the January average rate of 507.1691 to the December average rate of 542.8663, the exchange rate registered a net change of 7.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 562.4326 was up 10.58% compared to the 2019 peak of 508.6390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,812,163 CDF

2019 Average 2,477,221 CDF

Yearly Trough Low 2,070,442 CDF

Transaction Impact: A difference of 741,720.72 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

559.7843

482.3355

JanuMarcMayJulySeptNove

PEN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 510.2454, compared to 547.8634 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 37.6181 points.

H1 Avg (Jan–Jun) 510.2454

H2 Avg (Jul–Dec) 547.8634

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 135.5000 CDF (High: 549.5885 / Low: 414.0885). On the other end, February was the most stable month, with a tight range of 11.2837 CDF (High: 502.2375 / Low: 490.9538).

December Spread (Volatile) ±135.5000

February Spread (Stable) ±11.2837

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 9.7721 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -9.7721

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 553.3302) against the same month in 2019 (average: 504.2910), the exchange rate shifted by +49.0392 (+9.72%).

2020 Avg (July) 553.3302

2019 Avg (July) 504.2910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	509.9333	497.8582	507.1691
February	502.2375	490.9538	498.5617
March	504.6915	476.7843	488.7896
April	513.1470	494.5055	505.2944
May	533.5920	508.7203	522.8452
June	548.6445	531.3348	538.8122
July	562.4326	542.5894	553.3302
August	560.1239	546.8448	551.5186
September	557.4933	544.4474	552.0834
October	549.5671	504.7563	542.3577
November	549.6226	537.0446	545.0244
December	549.5885	414.0885	542.8663