2026 PEN to CDF Historical Review

YEARLY HIGH

688.2210 CDF

YEARLY LOW

626.9940 CDF

YEARLY AVERAGE

671.2739 CDF

2026 PEN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 688.2210. Conversely, the yearly low was recorded on March 10, dropping to 626.9940.

This high-to-low spread represents a total annual volatility of 61.2271 CDF. From a start-to-finish perspective, comparing the January average rate of 673.1073 to the December average rate of 675.6608, the exchange rate registered a net change of 0.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 688.2210 was down 16.88% compared to the 2025 peak of 828.0198, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,441,105 CDF

2025 Average 3,812,938 CDF

Yearly Trough Low 3,134,970 CDF

Transaction Impact: A difference of 306,135.36 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

677.9432

659.1020

JanuMarcMayJuly

PEN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 670.5428, compared to 675.6608 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.1180 points.

H1 Avg (Jan–Jun) 670.5428

H2 Avg (Jul–Dec) 675.6608

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 55.1504 CDF (High: 687.8895 / Low: 632.7391). On the other end, May was the most stable month, with a tight range of 11.9858 CDF (High: 673.4255 / Low: 661.4398).

February Spread (Volatile) ±55.1504

May Spread (Stable) ±11.9858

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 11.0518 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -11.0518

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 673.1073) against the same month in 2025 (average: 760.9725), the exchange rate shifted by -87.8652 (-11.55%).

2026 Avg (January) 673.1073

2025 Avg (January) 760.9725

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	688.2210	641.1923	673.1073
February	687.8895	632.7391	671.7239
March	677.0787	626.9940	660.6721
April	687.7884	661.2717	673.5640
May	673.4255	661.4398	667.8164
June	686.0494	664.2826	676.3731
July	681.1647	665.5859	675.6608