YEARLY HIGH
0.2628 EUR
YEARLY LOW
0.2333 EUR
YEARLY AVERAGE
0.2485 EUR

2025 PEN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 0.2628. Conversely, the yearly low was recorded on April 20, dropping to 0.2333.

This high-to-low spread represents a total annual volatility of 0.0295 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2577 to the December average rate of 0.2535, the exchange rate registered a net change of -1.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2628 was up 1.59% compared to the 2024 peak of 0.2587, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,314 EUR
2024 Average 1,232 EUR
Yearly Trough Low 1,166 EUR
Transaction Impact: A difference of 147.53 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2611
0.2387
JanuMarcMayJulySeptNove

PEN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2489, compared to 0.2480 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.2489
H2 Avg (Jul–Dec) 0.2480

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0186 EUR (High: 0.2519 / Low: 0.2333). On the other end, November was the most stable month, with a tight range of 0.0027 EUR (High: 0.2579 / Low: 0.2553).

April Spread (Volatile) ±0.0186
November Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0128 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0128

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.2592) against the same month in 2024 (average: 0.2420), the exchange rate shifted by +0.0172 (+7.12%).

2025 Avg (February) 0.2592
2024 Avg (February) 0.2420

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2595 0.2557 0.2577
February 0.2628 0.2570 0.2592
March 0.2603 0.2496 0.2533
April 0.2519 0.2333 0.2405
May 0.2472 0.2394 0.2419
June 0.2425 0.2371 0.2407
July 0.2458 0.2384 0.2408
August 0.2457 0.2397 0.2424
September 0.2452 0.2416 0.2436
October 0.2550 0.2453 0.2513
November 0.2579 0.2553 0.2565
December 0.2560 0.2499 0.2535