2020 PEN to EUR Historical Review

YEARLY HIGH

0.2752 EUR

YEARLY LOW

0.2246 EUR

YEARLY AVERAGE

0.2514 EUR

2020 PEN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.2752. Conversely, the yearly low was recorded on December 30, dropping to 0.2246.

This high-to-low spread represents a total annual volatility of 0.0506 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2708 to the December average rate of 0.2282, the exchange rate registered a net change of -15.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2752 was up 0.40% compared to the 2019 peak of 0.2741, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,376 EUR

2019 Average 1,339 EUR

Yearly Trough Low 1,123 EUR

Transaction Impact: A difference of 252.84 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2751

0.2239

JanuMarcMayJulySeptNove

PEN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2657, compared to 0.2371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0286 points.

H1 Avg (Jan–Jun) 0.2657

H2 Avg (Jul–Dec) 0.2371

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0148 EUR (High: 0.2663 / Low: 0.2515). On the other end, October was the most stable month, with a tight range of 0.0039 EUR (High: 0.2382 / Low: 0.2343).

March Spread (Volatile) ±0.0148

October Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0121 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.2706) against the same month in 2019 (average: 0.2695), the exchange rate shifted by +0.0011 (+0.42%).

2020 Avg (April) 0.2706

2019 Avg (April) 0.2695

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2731	0.2663	0.2708
February	0.2740	0.2625	0.2702
March	0.2663	0.2515	0.2590
April	0.2752	0.2650	0.2706
May	0.2725	0.2620	0.2678
June	0.2624	0.2517	0.2557
July	0.2527	0.2403	0.2482
August	0.2409	0.2345	0.2374
September	0.2411	0.2360	0.2386
October	0.2382	0.2343	0.2363
November	0.2376	0.2301	0.2340
December	0.2302	0.2246	0.2282