2021 PEN to EUR Historical Review

YEARLY HIGH

0.2339 EUR

YEARLY LOW

0.2051 EUR

YEARLY AVERAGE

0.2183 EUR

2021 PEN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.2339. Conversely, the yearly low was recorded on September 5, dropping to 0.2051.

This high-to-low spread represents a total annual volatility of 0.0288 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2266 to the December average rate of 0.2187, the exchange rate registered a net change of -3.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2339 was down 15.00% compared to the 2020 peak of 0.2752, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,170 EUR

2020 Average 1,257 EUR

Yearly Trough Low 1,025 EUR

Transaction Impact: A difference of 144.15 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2288

0.2048

JanuMarcMayJulySeptNove

PEN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2229, compared to 0.2136 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.2229

H2 Avg (Jul–Dec) 0.2136

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0181 EUR (High: 0.2339 / Low: 0.2158). On the other end, March was the most stable month, with a tight range of 0.0025 EUR (High: 0.2278 / Low: 0.2253).

April Spread (Volatile) ±0.0181

March Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0082 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.2266) against the same month in 2020 (average: 0.2706), the exchange rate shifted by -0.0440 (-16.25%).

2021 Avg (April) 0.2266

2020 Avg (April) 0.2706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2294	0.2235	0.2266
February	0.2295	0.2251	0.2268
March	0.2278	0.2253	0.2267
April	0.2339	0.2158	0.2266
May	0.2263	0.2129	0.2184
June	0.2156	0.2094	0.2124
July	0.2181	0.2121	0.2148
August	0.2147	0.2070	0.2084
September	0.2090	0.2051	0.2068
October	0.2201	0.2083	0.2146
November	0.2222	0.2145	0.2182
December	0.2220	0.2161	0.2187