YEARLY HIGH
0.3139 EUR
YEARLY LOW
0.2771 EUR
YEARLY AVERAGE
0.2950 EUR

2012 PEN to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.3139. Conversely, the yearly low was recorded on February 24, dropping to 0.2771.

This high-to-low spread represents a total annual volatility of 0.0368 EUR. From a start-to-finish perspective, comparing the January average rate of 0.2877 to the December average rate of 0.2970, the exchange rate registered a net change of 3.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3139 was up 9.59% compared to the 2011 peak of 0.2864, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,570 EUR
2011 Average 1,305 EUR
Yearly Trough Low 1,386 EUR
Transaction Impact: A difference of 184.01 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3113
0.2788
JanuMarcMayJulySeptNove

PEN to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2883, compared to 0.3017 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0134 points.

H1 Avg (Jan–Jun) 0.2883
H2 Avg (Jul–Dec) 0.3017

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0162 EUR (High: 0.3139 / Low: 0.2977). On the other end, November was the most stable month, with a tight range of 0.0046 EUR (High: 0.3023 / Low: 0.2977).

July Spread (Volatile) ±0.0162
November Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0097 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.3086) against the same month in 2011 (average: 0.2551), the exchange rate shifted by +0.0534 (+20.94%).

2012 Avg (July) 0.3086
2011 Avg (July) 0.2551

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2930 0.2814 0.2877
February 0.2848 0.2771 0.2815
March 0.2873 0.2808 0.2833
April 0.2874 0.2808 0.2858
May 0.2985 0.2863 0.2929
June 0.3018 0.2956 0.2983
July 0.3139 0.2977 0.3086
August 0.3117 0.3044 0.3083
September 0.3049 0.2933 0.2986
October 0.3000 0.2947 0.2976
November 0.3023 0.2977 0.3000
December 0.3005 0.2941 0.2970