2012 PEN to ISK Historical Review

YEARLY HIGH

50.6060 ISK

YEARLY LOW

45.2301 ISK

YEARLY AVERAGE

47.4223 ISK

2012 PEN to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 50.6060. Conversely, the yearly low was recorded on January 3, dropping to 45.2301.

This high-to-low spread represents a total annual volatility of 5.3759 ISK. From a start-to-finish perspective, comparing the January average rate of 45.9034 to the December average rate of 49.3669, the exchange rate registered a net change of 7.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 50.6060 was up 10.69% compared to the 2011 peak of 45.7175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 253,030 ISK

2011 Average 210,641 ISK

Yearly Trough Low 226,151 ISK

Transaction Impact: A difference of 26,879.36 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

49.7132

45.5571

JanuMarcMayJulySeptNove

PEN to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.0053, compared to 47.8392 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8339 points.

H1 Avg (Jan–Jun) 47.0053

H2 Avg (Jul–Dec) 47.8392

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 3.1310 ISK (High: 49.2218 / Low: 46.0907). On the other end, April was the most stable month, with a tight range of 0.8626 ISK (High: 48.0980 / Low: 47.2354).

July Spread (Volatile) ±3.1310

April Spread (Stable) ±0.8626

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.8462 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.8462

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 49.3669) against the same month in 2011 (average: 44.8268), the exchange rate shifted by +4.5401 (+10.13%).

2012 Avg (December) 49.3669

2011 Avg (December) 44.8268

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	46.6461	45.2301	45.9034
February	46.9924	45.4232	45.9412
March	47.7168	46.8250	47.2369
April	48.0980	47.2354	47.6813
May	48.2297	46.9722	47.5931
June	48.2677	47.0154	47.6760
July	49.2218	46.0907	47.7563
August	46.8281	45.4514	45.9101
September	48.0893	46.5075	47.1441
October	49.3710	47.0590	47.9066
November	49.5215	48.5675	48.9512
December	50.6060	48.4660	49.3669