2015 PEN to ISK Historical Review

YEARLY HIGH

45.1260 ISK

YEARLY LOW

37.7946 ISK

YEARLY AVERAGE

41.4879 ISK

2015 PEN to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 45.1260. Conversely, the yearly low was recorded on December 14, dropping to 37.7946.

This high-to-low spread represents a total annual volatility of 7.3314 ISK. From a start-to-finish perspective, comparing the January average rate of 43.7383 to the December average rate of 38.3742, the exchange rate registered a net change of -12.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 45.1260 was up 5.50% compared to the 2014 peak of 42.7750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 225,630 ISK

2014 Average 205,457 ISK

Yearly Trough Low 188,973 ISK

Transaction Impact: A difference of 36,656.80 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

44.8504

37.7855

JanuMarcMayJulySeptNove

PEN to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.0768, compared to 39.8990 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.1779 points.

H1 Avg (Jan–Jun) 43.0768

H2 Avg (Jul–Dec) 39.8990

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 3.2443 ISK (High: 42.2194 / Low: 38.9751). On the other end, November was the most stable month, with a tight range of 0.4641 ISK (High: 39.5349 / Low: 39.0708).

August Spread (Volatile) ±3.2443

November Spread (Stable) ±0.4641

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.5754 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.5754

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 44.2616) against the same month in 2014 (average: 40.2063), the exchange rate shifted by +4.0553 (+10.09%).

2015 Avg (March) 44.2616

2014 Avg (March) 40.2063

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	44.9945	42.5576	43.7383
February	43.5431	42.6773	42.9092
March	45.1260	43.0319	44.2616
April	44.3910	42.0973	43.6546
May	42.9454	41.4488	42.0792
June	42.7705	41.3285	41.8180
July	42.7780	41.6690	42.1239
August	42.2194	38.9751	40.7606
September	40.3262	39.3740	39.8085
October	39.4226	38.3856	38.9990
November	39.5349	39.0708	39.3276
December	39.2766	37.7946	38.3742