YEARLY HIGH
38.3347 ISK
YEARLY LOW
33.8471 ISK
YEARLY AVERAGE
35.9611 ISK

2025 PEN to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 38.3347. Conversely, the yearly low was recorded on April 20, dropping to 33.8471.

This high-to-low spread represents a total annual volatility of 4.4876 ISK. From a start-to-finish perspective, comparing the January average rate of 37.4386 to the December average rate of 37.5577, the exchange rate registered a net change of 0.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 38.3347 was down 0.13% compared to the 2024 peak of 38.3830, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 191,673 ISK
2024 Average 183,846 ISK
Yearly Trough Low 169,235 ISK
Transaction Impact: A difference of 22,437.98 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

38.2802
33.9315
JanuMarcMayJulySeptNove

PEN to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.1304, compared to 35.7919 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3385 points.

H1 Avg (Jan–Jun) 36.1304
H2 Avg (Jul–Dec) 35.7919

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.3566 ISK (High: 36.2037 / Low: 33.8471). On the other end, September was the most stable month, with a tight range of 0.6268 ISK (High: 35.0775 / Low: 34.4508).

April Spread (Volatile) ±2.3566
September Spread (Stable) ±0.6268

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.9030 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.9030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 37.9178) against the same month in 2024 (average: 35.9761), the exchange rate shifted by +1.9417 (+5.40%).

2025 Avg (February) 37.9178
2024 Avg (February) 35.9761

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 38.0667 36.9966 37.4386
February 38.3347 37.6245 37.9178
March 37.9929 36.1045 36.8090
April 36.2037 33.8471 34.9060
May 36.2561 34.5724 35.2111
June 35.0639 34.0195 34.4998
July 34.9584 33.9871 34.2939
August 35.2412 34.2838 34.7014
September 35.0775 34.4508 34.8051
October 37.1002 34.8171 35.7530
November 38.1352 36.9518 37.6402
December 38.0740 37.0412 37.5577