2013 PEN to SAR Historical Review

YEARLY HIGH

1.4779 SAR

YEARLY LOW

1.3297 SAR

YEARLY AVERAGE

1.3898 SAR

2013 PEN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PEN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 1.4779. Conversely, the yearly low was recorded on August 21, dropping to 1.3297.

This high-to-low spread represents a total annual volatility of 0.1482 SAR. From a start-to-finish perspective, comparing the January average rate of 1.4706 to the December average rate of 1.3460, the exchange rate registered a net change of -8.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.4779 was up 0.36% compared to the 2012 peak of 1.4727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 7,390 SAR

2012 Average 7,109 SAR

Yearly Trough Low 6,648 SAR

Transaction Impact: A difference of 741.23 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.4838

1.3259

JanuMarcMayJulySeptNove

PEN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4328, compared to 1.3468 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0861 points.

H1 Avg (Jan–Jun) 1.4328

H2 Avg (Jul–Dec) 1.3468

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0574 SAR (High: 1.4415 / Low: 1.3841). On the other end, October was the most stable month, with a tight range of 0.0131 SAR (High: 1.3602 / Low: 1.3471).

May Spread (Volatile) ±0.0574

October Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0557 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0557

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.4706) against the same month in 2012 (average: 1.3922), the exchange rate shifted by +0.0784 (+5.63%).

2013 Avg (January) 1.4706

2012 Avg (January) 1.3922

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4779	1.4596	1.4706
February	1.4628	1.4396	1.4534
March	1.4513	1.4318	1.4454
April	1.4545	1.4209	1.4444
May	1.4415	1.3841	1.4195
June	1.3822	1.3376	1.3638
July	1.3600	1.3423	1.3503
August	1.3473	1.3297	1.3391
September	1.3656	1.3319	1.3496
October	1.3602	1.3471	1.3541
November	1.3534	1.3374	1.3413
December	1.3578	1.3371	1.3460