2021 PEN to SAR Historical Review

YEARLY HIGH

1.0439 SAR

YEARLY LOW

0.9063 SAR

YEARLY AVERAGE

0.9688 SAR

2021 PEN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 1.0439. Conversely, the yearly low was recorded on October 2, dropping to 0.9063.

This high-to-low spread represents a total annual volatility of 0.1376 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0342 to the December average rate of 0.9281, the exchange rate registered a net change of -10.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0439 was down 8.01% compared to the 2020 peak of 1.1348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,220 SAR

2020 Average 5,373 SAR

Yearly Trough Low 4,532 SAR

Transaction Impact: A difference of 687.95 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0463

0.9009

JanuMarcMayJulySeptNove

PEN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0075, compared to 0.9301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0774 points.

H1 Avg (Jan–Jun) 1.0075

H2 Avg (Jul–Dec) 0.9301

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0619 SAR (High: 1.0439 / Low: 0.9820). On the other end, February was the most stable month, with a tight range of 0.0060 SAR (High: 1.0311 / Low: 1.0251).

April Spread (Volatile) ±0.0619

February Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0366 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0366

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.0166) against the same month in 2020 (average: 1.1057), the exchange rate shifted by -0.0891 (-8.06%).

2021 Avg (April) 1.0166

2020 Avg (April) 1.1057

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0396	1.0281	1.0342
February	1.0311	1.0251	1.0288
March	1.0257	0.9974	1.0118
April	1.0439	0.9820	1.0166
May	1.0252	0.9739	0.9951
June	0.9807	0.9402	0.9585
July	0.9698	0.9421	0.9527
August	0.9557	0.9115	0.9197
September	0.9174	0.9072	0.9130
October	0.9568	0.9063	0.9337
November	0.9389	0.9228	0.9333
December	0.9468	0.9186	0.9281