2019 PEN to SAR Historical Review

YEARLY HIGH

1.1429 SAR

YEARLY LOW

1.1012 SAR

YEARLY AVERAGE

1.1243 SAR

2019 PEN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 1.1429. Conversely, the yearly low was recorded on September 3, dropping to 1.1012.

This high-to-low spread represents a total annual volatility of 0.0418 SAR. From a start-to-finish perspective, comparing the January average rate of 1.1219 to the December average rate of 1.1191, the exchange rate registered a net change of -0.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.1429 was down 2.45% compared to the 2018 peak of 1.1716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,715 SAR

2018 Average 5,708 SAR

Yearly Trough Low 5,506 SAR

Transaction Impact: A difference of 208.77 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.1423

1.1077

JanuMarcMayJulySeptNove

PEN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1291, compared to 1.1195 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0096 points.

H1 Avg (Jan–Jun) 1.1291

H2 Avg (Jul–Dec) 1.1195

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0323 SAR (High: 1.1427 / Low: 1.1104). On the other end, July was the most stable month, with a tight range of 0.0069 SAR (High: 1.1429 / Low: 1.1361).

June Spread (Volatile) ±0.0323

July Spread (Stable) ±0.0069

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0288 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0288

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 1.1394) against the same month in 2018 (average: 1.1449), the exchange rate shifted by -0.0055 (-0.48%).

2019 Avg (July) 1.1394

2018 Avg (July) 1.1449

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1296	1.1058	1.1219
February	1.1346	1.1237	1.1290
March	1.1393	1.1296	1.1347
April	1.1402	1.1247	1.1353
May	1.1343	1.1123	1.1262
June	1.1427	1.1104	1.1276
July	1.1429	1.1361	1.1394
August	1.1315	1.1042	1.1106
September	1.1306	1.1012	1.1177
October	1.1246	1.1070	1.1172
November	1.1242	1.1025	1.1133
December	1.1319	1.1042	1.1191