2016 PEN to SAR Historical Review

YEARLY HIGH

1.1547 SAR

YEARLY LOW

1.0606 SAR

YEARLY AVERAGE

1.1119 SAR

2016 PEN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 1.1547. Conversely, the yearly low was recorded on February 28, dropping to 1.0606.

This high-to-low spread represents a total annual volatility of 0.0941 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0922 to the December average rate of 1.1044, the exchange rate registered a net change of 1.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.1547 was down 8.39% compared to the 2015 peak of 1.2605, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,773 SAR

2015 Average 5,899 SAR

Yearly Trough Low 5,303 SAR

Transaction Impact: A difference of 470.39 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.1422

1.0633

JanuMarcMayJulySeptNove

PEN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1094, compared to 1.1144 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 1.1094

H2 Avg (Jul–Dec) 1.1144

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0639 SAR (High: 1.1281 / Low: 1.0643). On the other end, October was the most stable month, with a tight range of 0.0163 SAR (High: 1.1168 / Low: 1.1005).

March Spread (Volatile) ±0.0639

October Spread (Stable) ±0.0163

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0223 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 1.1357) against the same month in 2015 (average: 1.2035), the exchange rate shifted by -0.0678 (-5.63%).

2016 Avg (April) 1.1357

2015 Avg (April) 1.2035

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1001	1.0778	1.0922
February	1.0791	1.0606	1.0699
March	1.1281	1.0643	1.1019
April	1.1547	1.1061	1.1357
May	1.1435	1.1121	1.1261
June	1.1420	1.1114	1.1306
July	1.1448	1.1161	1.1352
August	1.1350	1.1087	1.1254
September	1.1206	1.1025	1.1101
October	1.1168	1.1005	1.1081
November	1.1147	1.0952	1.1029
December	1.1186	1.0968	1.1044